Millions of retirees will receive their November Social Security benefits this week. Payments continue to follow the staggered system the Social Security Administration (SSA) uses each month, with deposits sent on different Wednesdays depending on the beneficiary’s date of birth.
The SSA is now moving into the final round of November 2025 payments. The last group will be paid on Wednesday, November 26.
Who Gets Paid This Week
Social Security issues monthly benefits based on birth dates. Anyone born between the 21st and 31st of any month is scheduled to receive their November payment this week.
Below is the full November 2025 payment calendar:
| Birth Date Range | Payment Date |
|---|---|
| Before May 1997 or receiving SSI + Social Security | November 3 |
| 1st–10th | November 12 |
| 11th–20th | November 19 |
| 21st–31st | November 26 |
People who receive Supplemental Security Income (SSI) were paid on November 1. SSI is always issued on the first of the month unless it falls on a weekend or holiday.
How Much Recipients Receive
Benefit amounts vary based on lifetime earnings and the age at which a person files for retirement.
The 2025 monthly maximums are:
- Maximum benefit at age 70: $5,108
- Full retirement age (67): up to $3,822
- Early retirement at 62: up to $2,710
- Average benefit: about $1,907
Payments are sent through direct deposit or the Direct Express debit card. Anyone still using paper checks may experience delivery delays due to postal processing times.
What to Do If a Payment Is Missing
If a scheduled payment does not arrive within three business days, the SSA advises beneficiaries to contact their local field office or call 1-800-772-1213. Most delays are related to bank processing issues or outdated account information.
What’s Ahead: 2026 COLA Announcement
The 2026 Social Security Cost-of-Living Adjustment (COLA) will be released later in November once the final inflation figures are confirmed. Early estimates point to an increase between 2.3 percent and 2.7 percent, which would raise the average monthly benefit by about $47 starting January 2026.
Key Points
- The final November 2025 Social Security payment will be sent on November 26.
- Beneficiaries born from the 21st to the 31st receive their payments this week.
- Maximum monthly benefit is $5,108; the average benefit is about $1,907.
- The 2026 COLA update will be announced later in the month.
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