{"id":621,"date":"2026-09-14T09:59:09","date_gmt":"2026-09-14T09:59:09","guid":{"rendered":"https:\/\/myinformernews.com\/uk\/?p=621"},"modified":"2026-09-14T10:54:11","modified_gmt":"2026-09-14T10:54:11","slug":"state-pension-rise-2026-up-500-to-over-13000","status":"publish","type":"post","link":"https:\/\/myinformernews.com\/uk\/state-pension-rise-2026-up-500-to-over-13000\/","title":{"rendered":"State Pension Rise 2026: Up \u00a3500 to Over \u00a313,000"},"content":{"rendered":"<p>The full new State Pension is set to rise by around \u00a3500 next spring, pushing the annual amount above \u00a313,000 for the first time. That is welcome news for millions of retirees &#8211; but there is a catch. Because the payout will climb past the \u00a312,570 income tax threshold, many pensioners are likely to hand some of it straight back to HM Revenue &amp; Customs.<\/p>\n<p>The projected State Pension increase for 2026 means the headline figure now sits close to, and above, the point where income tax starts to bite. For anyone whose retirement income does not stop at the State Pension alone, part of the rise could be clawed back.<\/p>\n<h2>How much will the State Pension rise next spring?<\/h2>\n<p>According to reporting carried by MSN, the full State Pension is expected to increase by roughly \u00a3500 from next spring, taking the annual total to more than \u00a313,000.<\/p>\n<ul>\n<li><strong>Size of the rise:<\/strong> about \u00a3500 a year.<\/li>\n<li><strong>New annual total:<\/strong> above \u00a313,000.<\/li>\n<li><strong>When it applies:<\/strong> from next spring, in line with the usual April uprating.<\/li>\n<\/ul>\n<p>The exact confirmed figure was not stated in the source material. Final amounts are typically set by the government ahead of the new tax year, so the numbers above reflect the projected increase rather than a locked-in total.<\/p>\n<h2>Why could part of the State Pension be taxed?<\/h2>\n<p>The reason comes down to a simple clash of numbers. The basic rate income tax threshold &#8211; the personal allowance &#8211; stands at \u00a312,570. Once your total income crosses that line, tax applies to the amount above it.<\/p>\n<p>With the State Pension rising above \u00a313,000, the headline payout on its own now sits over the \u00a312,570 mark. As the source notes, unless the State Pension is your only income, &#8220;you are likely to see at least some of it clawed back in income tax as it will bust the basic rate threshold of \u00a312,570.&#8221;<\/p>\n<h2>Who is likely to pay tax on the increase?<\/h2>\n<p>The people most affected are pensioners with income beyond the State Pension. That includes anyone drawing on:<\/p>\n<ul>\n<li><strong>A workplace or private pension<\/strong> on top of the State Pension.<\/li>\n<li><strong>Part-time work or self-employment<\/strong> in retirement.<\/li>\n<li><strong>Other taxable income<\/strong> that pushes their total past \u00a312,570.<\/li>\n<\/ul>\n<p>For example, if your State Pension comes in above \u00a313,000 and you also receive a modest private pension, your combined income clears the personal allowance comfortably &#8211; and the portion over \u00a312,570 becomes taxable.<\/p>\n<p>By contrast, someone whose only income is the State Pension may still stay close to the threshold, but even they could see a small taxable slice once the payout tops \u00a312,570.<\/p>\n<h2>What can pensioners do about it?<\/h2>\n<p>There is no way to opt out of the uprating, and the personal allowance is set by the government rather than by individual pensioners. However, it helps to understand how any tax owed is collected.<\/p>\n<ul>\n<li><strong>Check your income total:<\/strong> add the State Pension to any other pensions or earnings to see whether you cross \u00a312,570.<\/li>\n<li><strong>Watch your tax code:<\/strong> HMRC usually adjusts the tax on a private or workplace pension to account for State Pension income.<\/li>\n<li><strong>Expect a Simple Assessment if needed:<\/strong> pensioners whose only taxable income is the State Pension may be contacted directly by HMRC if tax is due.<\/li>\n<\/ul>\n<p>You can confirm your own figures and tax position through HMRC. Because everyone&#8217;s circumstances differ, checking your personal position early avoids surprises when the new rate lands next spring.<\/p>\n<h2>When does the higher payment start?<\/h2>\n<p>The increase is due to take effect from next spring, following the standard April timetable for State Pension changes. The precise start date and the confirmed annual figure were not specified in the source, so keep an eye on official government announcements as the new tax year approaches.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The UK State Pension is set to rise about \u00a3500 next spring, topping \u00a313,000 a year &#8211; but many pensioners may pay income tax on part of it.<\/p>\n","protected":false},"author":1,"featured_media":620,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"iawp_total_views":2,"footnotes":""},"categories":[4],"tags":[],"class_list":["post-621","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-state-pension"],"_links":{"self":[{"href":"https:\/\/myinformernews.com\/uk\/wp-json\/wp\/v2\/posts\/621","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/myinformernews.com\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/myinformernews.com\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/myinformernews.com\/uk\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/myinformernews.com\/uk\/wp-json\/wp\/v2\/comments?post=621"}],"version-history":[{"count":1,"href":"https:\/\/myinformernews.com\/uk\/wp-json\/wp\/v2\/posts\/621\/revisions"}],"predecessor-version":[{"id":622,"href":"https:\/\/myinformernews.com\/uk\/wp-json\/wp\/v2\/posts\/621\/revisions\/622"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/myinformernews.com\/uk\/wp-json\/wp\/v2\/media\/620"}],"wp:attachment":[{"href":"https:\/\/myinformernews.com\/uk\/wp-json\/wp\/v2\/media?parent=621"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/myinformernews.com\/uk\/wp-json\/wp\/v2\/categories?post=621"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/myinformernews.com\/uk\/wp-json\/wp\/v2\/tags?post=621"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}