If you receive the Canada Pension Plan (CPP) retirement pension, your next payment date is Wednesday, August 27, 2026. Mark your calendar now to ensure you know when your benefits will arrive.
The CPP is a monthly, taxable benefit that replaces part of your income in retirement. Once you qualify, payments continue for the rest of your life. If you haven’t already done so, signing up for direct deposit is the fastest and most secure way to get your money on time.
With the cost of living continuing to rise, every monthly CPP deposit helps cover essential expenses. Missing or delaying your payment can affect your ability to pay bills, especially if CPP is a primary source of income.
By focusing on August 27, you can plan your monthly budget, schedule bill payments, and avoid cash-flow issues.
Calculate Your 2026 COLA Increase →2026 CPP Payment Dates
Here’s the full list of CPP payment dates for 2026:
- January 29, 2026
- February 26, 2026
- March 27, 2026
- April 28, 2026
- May 28, 2026
- June 26, 2026
- July 29, 2026
- August 27, 2026 (up next)
- September 26, 2026
- October 29, 2026
- November 27, 2026
- December 22, 2026
If you don’t see your payment on the scheduled date, Service Canada recommends waiting a few business days before contacting them.
How Much You Could Receive in August
CPP amounts vary depending on how much you contributed and when you start your pension. For 2026:
- Maximum CPP retirement pension at age 65: $1,433.00/month
- Average new retirement pension at age 65 (April 2026): $844.53/month
Other CPP benefits include:
- Disability benefit: up to $1,673.24/month
- Survivor’s pension: up to $859.80/month
- Child benefit: $301.77/month (per eligible child)
- Death benefit: one-time payment of $2,500
Eligibility for CPP
You qualify for CPP if:
- You are at least 60 years old
- You have made at least one valid contribution to the CPP
- Contributions come from work in Canada or from credits you received through a spouse or common-law partner
How to Apply
You must apply to start receiving CPP. You can:
- Apply online through My Service Canada Account
- Submit a paper application (ISP1000) by mail or in person at a Service Canada office
Retroactive Payments
If you apply after age 65, you may get up to 12 months of retroactive CPP payments (11 months plus the month you apply), but no earlier than the month after your 65th birthday. No retroactive payments are available for CPP taken before age 65.
How to Check Your Payment
You can:
- Use My Service Canada Account to confirm your payment date and amount
- Call the automated CPP phone service at 1-800-277-9914 (available 24/7)
- Speak with a representative Monday to Friday, 8:30 a.m. to 4:30 p.m. local time
